The Habitat Application Process
NOTE: we are not currently accepting new applications.
Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home. Habitat’s path to home ownership is an important and in-depth process, requiring hard work, time, and dedication This helps to insure the long-term success of Habitat homeowners.
If you or someone you know is interested in applying to be a homeowner through Habitat for Humanity Clark & Floyd Indiana, please review the following criteria.
- Meet these three basic criteria
- Need for Housing — demonstrate a need for safe,
affordable housing. - Ability to Pay — be able and willing to pay an
affordable mortgage, have steady income and meet
credit guidelines - Willingness to Partner — once selected, perform
“sweat equity” to help build your own home and the
homes of others in our program.
- Need for Housing — demonstrate a need for safe,
- Meet the income guidelines
- Contact us
Habitat for Humanity Clark & Floyd Indiana follows a nondiscriminatory policy of homebuyer selection.
The Habitat Approval Process
- A complete application is received.
- It is reviewed by the Family Selection Committee which:
- Examines finances, obtains employment, banking and landlord verification, and
- Conducts a thorough financial and criminal background check.
- Based on the results, a home visit is scheduled.
- The committee may make a recommendation to the Board of Directors for full approval and induction into the program.
- Participation in “sweat equity” activities begins upon approval into the program and includes financial and homeowner education, participation in the home build days, and other community enrichment experiences.
- Once the building project is complete, homebuyers complete a full mortgage process as conducted by Habitat for Humanity Clark & Floyd Indiana as the mortgage holder.
