The Habitat Application Process

NOTE: we are not currently accepting new applications.

Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home. Habitat’s path to home ownership is an important and in-depth process, requiring hard work, time, and dedication This helps to insure the long-term success of Habitat homeowners.

If you or someone you know is interested in applying to be a homeowner through Habitat for Humanity Clark & Floyd Indiana, please review the following criteria.

  1. Meet these three basic criteria
    1. Need for Housing — demonstrate a need for safe,
      affordable housing.
    2. Ability to Pay — be able and willing to pay an
      affordable mortgage, have steady income and meet
      credit guidelines
    3. Willingness to Partner — once selected, perform
      “sweat equity” to help build your own home and the
      homes of others in our program.
  2. Meet the income guidelines
  3. Contact us

Habitat for Humanity Clark & Floyd Indiana follows a nondiscriminatory policy of homebuyer selection.

The Habitat Approval Process

  1. A complete application is received.
  2. It is reviewed by the Family Selection Committee which:
    1. Examines finances, obtains employment, banking and landlord verification, and
    2. Conducts a thorough financial and criminal background check.
  3. Based on the results, a home visit is scheduled.
  4. The committee may make a recommendation to the Board of Directors for full approval and induction into the program.
  5. Participation in “sweat equity” activities begins upon approval into the program and includes financial and homeowner education, participation in the home build days, and other community enrichment experiences.
  6. Once the building project is complete, homebuyers complete a full mortgage process as conducted by Habitat for Humanity Clark & Floyd Indiana as the mortgage holder.