Myths & Facts

Myths & Facts


Habitat for Humanity is an often-misunderstood organization. How is it funded? Who purchases the homes we build? How does it affect my community? And how does Jimmy Carter fit in? We hope to address many of the myths and deliver the facts here.


Myth: Habitat for Humanity gives houses away.

Fact: Habitat for Humanity offers a homeownership opportunity to families unable to obtain conventional house financing — generally, those whose income is 60 percent or less of the area’s median income. Partner homeowner families contribute 250 hours of sweat equity into the construction of their homes or another Habitat for Humanity Clark & Floyd Indiana home and pay a monthly mortgage. Because Habitat houses are built using volunteers and donations, mortgage payments are kept affordable.

Myth: Habitat houses reduce property values in a neighborhood.

Fact: Low-cost housing studies in the United States and Canada show affordable housing has no adverse effect on other neighborhood property values. In fact, Habitat houses have increased property values and local government tax income.

Myth: Habitat for Humanity International dictates policy and practices for every local Habitat organization.

Fact: Habitat operates through locally governed affiliates with a strong emphasis on grassroots organizations and local autonomy. Habitat affiliates are independent, nonprofit organizations that operate within specific service areas in a covenant relationship with Habitat for Humanity International.

Myth: Habitat for Humanity is an arm of the government.

Fact: Habitat is an ecumenical Christian housing organization. It is neither an arm of the government nor an arm of any particular church or denomination.

Myth: Habitat for Humanity was founded by former U.S. President Jimmy Carter.

Fact: Habitat was started in 1976 in Americus, GA by Millard and Linda Fuller. President Carter and his wife, Rosalynn (whose home is eight miles from Americus, in Plains, GA), have been longtime Habitat supporters and volunteers who help bring national attention to the organization’s house-building work. Each year they lead the Jimmy Carter Work Project to help build houses and raise awareness of the need for affordable housing.

Myth: Sub-standard housing is such a large problem that it can never be solved.

Fact: Sub-standard housing is a huge issue. But Habitat believes that by continuing to build houses with those in need, working with other committed groups, and putting the issue of housing in the hearts and minds of compassionate people everywhere, the problem can be solved.

Now at 50 homes built, we’re growing, and we want you to grow with us!

Click here to view our Volunteer Donor Brochure.

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