The Habitat Application Process
NOTE: we are not currently accepting new applications.
Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home. Habitat’s path to home ownership is an important and in-depth process, requiring hard work, time, and dedication This helps to insure the long-term success of Habitat homeowners.
If you or someone you know is interested in applying to be a homeowner through Habitat for Humanity Clark & Floyd Indiana, please review the following criteria.
- Meet these three basic criteria
- Need for Housing — demonstrate a need for safe,
affordable housing. - Ability to Pay — be able and willing to pay an
affordable mortgage, have steady income and meet
credit guidelines - Willingness to Partner — once selected, perform
“sweat equity” to help build your own home and the
homes of others in our program.
- Need for Housing — demonstrate a need for safe,
- Meet the income guidelines
- Contact us
Habitat for Humanity Clark & Floyd Indiana follows a nondiscriminatory policy of homebuyer selection.
Please download the application below that also includes a FAQs sheet that will need to be read in its entirety before you proceed with filling out the application.
All paperwork can be turned in on Wednesdays at the Jeffersonville Library from 11am – 1pm or 5pm – 7pm, in Study Room A. Applications will be accepted only at this location and only in person during these times by staff and Homebuyer Services Committee members, who will be available to answer any questions. Applicants will need to bring a printed and completed application, copies of all necessary documents, and submit them all on time and in full in order to be screened for potential homeownership.
The Habitat Approval Process
- A complete application is received.
- It is reviewed by the Family Selection Committee which:
- Examines finances, obtains employment, banking and landlord verification, and
- Conducts a thorough financial and criminal background check.
- Based on the results, a home visit is scheduled.
- The committee may make a recommendation to the Board of Directors for full approval and induction into the program.
- Participation in “sweat equity” activities begins upon approval into the program and includes financial and homeowner education, participation in the home build days, and other community enrichment experiences.
- Once the building project is complete, homebuyers complete a full mortgage process as conducted by Habitat for Humanity Clark & Floyd Indiana as the mortgage holder.
